Built on Stripe Connect · Bank-Grade Security · Zero PII Stored
Always defending

Stop losing money to fraudulent Stripe chargebacks.

ChargeShield catches Stripe chargebacks the second they happen, builds your defense with AI, and submits it back to the bank for you. Zero manual work. ONLY PAY if we win.

Instant
Response time
45 sec
Time to set up
15% fee
Only if we win
Get started
Secure sign-in

Turn on chargeback defense.

One quick sign-in with Stripe and ChargeShield starts watching for disputes on your account immediately.

Connect with Stripe

We never see your password or your Stripe keys.

Secure
Instant
Private
Live activity
Always on
Defending an active dispute…
Drafting evidence with AI
Pulling customer records from Stripe
100% In-Memory Processing

Transactional logs, customer PII, and raw evidence metadata never touch disk. Processed and discarded.

15% Performance-Only Fee

You only pay when we win. No monthly minimums. No setup fees. Aligned with your bottom line.

Setup in 45 Seconds

One secure sign-in with Stripe. No code. No keys exchanged. ChargeShield starts watching for chargebacks automatically.

How it works

Four steps. Zero busywork.

ChargeShield sits between Stripe and your bank, quietly building your defense the moment a dispute lands.

01

Connect your Stripe account

One secure click links ChargeShield to your Stripe. We never see your password or your raw keys — just a permission to defend disputes on your behalf.

02

We watch for chargebacks 24/7

The moment a customer disputes a charge, ChargeShield is notified instantly — long before you'd ever see the email from your bank.

03

AI drafts your defense

We compile the customer's order history, contact details, and shipping records into a structured defense document for you. You review and adjust it in plain English — no legal jargon.

04

Submit and win

One click sends your defense straight to the acquiring bank through Stripe. You only pay our 15% fee when we actually win.

Bank-Grade Security

Built for finance teams. Trusted by your CFO.

Every architectural decision was made to minimize what we store and what we touch. ChargeShield is a forwarder, not a vault.

Secure Stripe sign-in

We use Stripe Connect OAuth — Stripe's own secure sign-in flow. We never request, see, or store your Stripe password or API keys.

Bank-grade encryption

Every credential we keep on file is encrypted at rest using the same standards your bank uses.

Verified at every step

Each incoming alert from Stripe is cryptographically verified before we act on it. No spoofed events ever reach your defense.

Nothing sensitive saved

Customer emails, billing addresses, IPs and dispute evidence are processed in memory and discarded — never written to disk.

Performance Pricing

Free unless we win.

No seat fees. No platform fees. We earn a 15% performance cut of every dispute we successfully defend on your behalf.

15%per win
  • Unlimited connected accounts
  • Real-time dispute interception
  • AI-drafted evidence packages
  • Secure document uploads
  • $0 if we lose. $0 every month.
Start defending — Connect Stripe
Common questions

Everything merchants ask before connecting.

No. ChargeShield operates entirely on your side of the transaction. Your customers see your business name on their statement, receive your normal receipts, and never interact with us in any way. We act behind the scenes between you and the card networks.

You pay $0. Our 15% fee only applies to disputes we win. No subscription, no setup fee, no charge for losses. If we don't recover your money, we don't make a dime.

When we win a chargeback, your full disputed amount is returned to your Stripe balance. We then invoice 15% of that recovered amount directly through Stripe to the card you saved during onboarding. No manual invoices, no chasing payments — fully automated.

Never. Dispute evidence is processed strictly in-memory and discarded the moment the response is submitted to your bank. We only persist what's required for billing and reconnection (your Stripe account ID and an encrypted refresh token).

Under 60 seconds for the AI draft. The moment Stripe sends us the dispute webhook, our AI starts drafting your defense and you get an email the instant it's ready to review. Card networks give you days to respond — we hand you a full draft before you even finish your coffee.

Still have a question? Hit the Support button in the bottom-right and we'll reply within a few hours.

ChargeShield
© 2026 ChargeShield · Built on Stripe Connect · Not affiliated with Stripe Inc.

Made with Emergent